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Disability Insurance
We have everything you need! EXPERIENCED, COMMITTED  & offering old fashion personal service! Health and Life Insurance Expert Serving Texas Residents Since 1999
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How Long Can You Afford to Be Disabled? Here's an example client, Jane, has monthly expenses of $4,000. Let’s assume she became disabled in October: In November, Jane would completely tap out the $2,000 from her checking account and an additional $2,000 from her savings. • After December’s expenses were paid, Jane’s balance in her checking and savings accounts would be zero and she’d have to take $1,000 from her CDs. • To pay January’s expenses, Jane would have to use the $4,000 remaining in her CDs to pay her monthly expenses AND come up with the funds to pay the penalties of early withdrawal from her CDs. • In February, what would she do? She’d have no choice but to borrow money from her 401(k), which would have to be re-payed with interest, putting her further behind on a month-to-month basis. There's a new number you need to know - your PDQ, or Personal Disability Quotient. It represents your own unique chance of becoming too sick or hurt to work and earn the income you depend on. Unbelivable results! See what your PDQ is... interactive calculator    After getting your PDQ score, give me a call and we can talk about how I can help you protect your most valuable asset - your income with Individual Disability Income (DI) insurance. Are you looking for affordable health coverage? We can help you review your options so you can make a decisions with confidence and find plans that meet your needs and a premium you can afford.  We assist seniors to make the best affordable health insurance choice from many Texas Medicare Supplement health insurance plans that we offer.  We take the guess work out to offer you a solid quality insurance plan you can count on. You can get a free, no-obligation quote for personal health insurance in about 5 minutes.   texas health insurance Individual & family health insurance    texas medicare supplement insurance Senior health texas group insurance Texas Small Group 2-50 employees texas dental insurance Dental plans for  beautiful smiles texas life insurance Protecting our loved ones travel health insurance International travel health insurance texas student insurance Student health insurance plans texas short term insurance Texas Short Term health plans texas insurance product list       Please let us help by calling or completing your information below and we will contact you promptly! Full name: Email address: Comments:

Why Work With Us? Our business was established in 1997 in Colorado adding our native State of Texas in 1999.  In 2001, we relocated to our permanent location in Texas.... How Our Services WILL Help You With over 50 top rated insurance companies and thousands of plans ... TRUE Dental Insurance Metropolitan Life Insurance Company 1.8 million members~No Waiting Periods~No Dollar Limits NO CHARGE: 2 Routine Cleanings, some Fillings, X-RAYS Over 345 Other Covered Procedures.

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Texas Health Insurance Testamonials This is not a paid endorsement I would like to express my appreciation to you for locating my health insurance coverage. Texas Health insurance purchasing tips Tip #1- BUY FROM GOOD COMPANIES! HSA iNFO Who Can Have a Texas HSA Health Savings Account Laid off and looking for health insurance There is an affordable solution!

 

  

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