Student Insurance is ideal if you are:
- Required
to have coverage as a student, but choose not to participate in a college-sponsored plan
- Finding a traditional individual medical or other current coverage to be too expensive as a student Part Time Student
- College Student
- Graduate Student
Tuition, books, rent, food, fun . . . health
insurance? ? ? ?
With all the things you have to pay for in college,
paying for health insurance is probably last on your list. But what's last on your list could be the first thing to
put you at serious financial risk. That's why Time Insurance Company created Student Select just for college students . .
. specifically those of you who may need to change schools or who may be attending school outside the HMO or PPO region of
your parent's health plan.
*What is Student Select?
Student Select is permanent, renewable individual health insurance. It is designed specifically for college students
under the age of 30.
* Products are underwritten by Time Insurance Company.
Plan
Highlights
If you need to transfer schools, your Student Select coverage moves with you. Student
Select is not tied to any one school. There's no need to change coverage or re-apply. In fact, you're covered when traveling
anywhere in the United States, its possessions or Canada.
You choose your doctors and hospitals. You are never
restricted to an HMO or PPO service area.
With Student Select you're covered year-round, not just during the school
term. And, if for some reason, you have to leave school, Student Select stays with you for the remainder of the policy year...
and then it's guaranteed renewable.
Student Select guarantees renewability. Whereas most college plans only cover
you until you graduate or very shortly thereafter, Student Select can be renewed as long as it's needed . . . and, of course,
as long as the premiums are paid.
Eligibility Requirements
Student Select is available to any eligible student. Any full-time college student*(taking nine or more college credits),
attending a state accredited college or university, under the age of 30 and is able to answer "NO" to the medical
questions on the application, is eligible for Student Select. You must be a full-time student for a minimum of 31 days following
the effective date of your policy.
*Time Insurance Company will accept the school's definition of full-time.
Preauthorization
If you are insured under a Student Select policy,
you must obtain authorization for all hospital admissions, outpatient surgeries and certain other services. The number to
call for Student Select preauthorization is 800-454-5105. The Student Select identification card, which is attached to the
insurance contract you will receive, also lists the preauthorization phone number.
No
HMOs or PPOs
Since Student Select is not an HMO or PPO plan, you can visit the doctor or hospital
of your choice. No referrals are needed, no non-network penalties are incurred ... the choice is yours!
Payment Options
You can pay for your Student Select plan on
an annual or semi-annual basis. We offer two convenient payment methods of credit card (Visa/MasterCard) or personal check.
Both the annual and semi-annual payment options are available with the credit card payment method.
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