Tuition, books, rent,
food, fun . . . health insurance? ? ? ?
With all the things you have to pay for in college, paying for health insurance
is probably last on your list. But what's last on your list could be the first thing to put you at serious financial
risk. That's why Assurant Health created Student Select just for college students . . . specifically those of you who may
need to change schools or who may be attending school outside the HMO or PPO region of your parent's health plan.
What is Student Select*?
Student Select is permanent, renewable individual health insurance.
It is designed specifically for college students under the age of 30.
* Products are underwritten by Time Insurance
Company.
Plan Highlights
If you need to transfer schools, your
Student Select coverage moves with you. Student Select is not tied to any one school. There's no need to change coverage or
re-apply. In fact, you're covered when traveling anywhere in the United States, its possessions or Canada.
You
choose your doctors and hospitals. You are never restricted to an HMO or PPO service area.
With Student Select
you're covered year-round, not just during the school term. And, if for some reason, you have to leave school, Student Select
stays with you for the remainder of the policy year... and then it's guaranteed renewable.
Student Select guarantees
renewability. Whereas most college plans only cover you until you graduate or very shortly thereafter, Student Select can
be renewed as long as it's needed . . . and, of course, as long as the premiums are paid.
Eligibility
Requirements
Student Select is available to any eligible student. Any full-time college student*(taking
nine or more college credits), attending a state accredited college or university, under the age of 30 and is able to answer
"NO" to the medical questions on the application, is eligible for Student Select. You must be a full-time student
for a minimum of 31 days following the effective date of your policy.
* Assurant Health will accept the school's definition
of full-time.
Preauthorization
If you are insured under a Student
Select policy, you must obtain authorization for all hospital admissions, outpatient surgeries and certain other services.
The number to call for Student Select preauthorization is 800-454-5105. The Student Select identification card, which is attached
to the insurance contract you will receive, also lists the preauthorization phone number.
No
HMOs or PPOs
Since Student Select is not an HMO or PPO plan, you can visit the doctor or hospital
of your choice. No referrals are needed, no non-network penalties are incurred ... the choice is yours!
Payment Options
You can pay for your Student Select plan on an annual or semi-annual basis.
We offer two convenient payment methods of credit card (Visa/MasterCard) or personal check. Both the annual and semi-annual
payment options are available with the credit card payment method.
