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Texas Health Insurance Texas Insurance Options	1 Susan Speciale	469.293.7080  www.insurancedfw.com www.texasmedicaresupplementplan.com

We have everything you need! EXPERIENCED, COMMITTED  & offering old fashion personal service! Health and Life Insurance Expert Serving Texas Residents Since 1999
Fast & Free quotes with multiple carriers easy to apply	texas dental insurance Dental plans for beautiful smiles
Dozens of plans to choose from Everyone needs dental care. Finding the right value is an important step in purchasing affordable dental insurance coverage. Both types of dental plans (dental insurance and discount dental plans*) have advantages and disadvantages and one size does not fit everyone. Keeping this in mind is an important rule when you shop for the dental plan that best fits your needs. * These services or information are not a part of the policy, may be discontinued at any time and, as appropriate, may be subject to geographic availability.  1. TRUE DENTAL INSURANCE Benefits provided by SafeGuard Health Plans, Inc.     This is a 34 year old company. No Waiting Periods No Dollar Limits, NO CHARGE for 2 Routine Cleanings Per Year, NO CHARGE for some Fillings, NO CHARGE for X-RAYS, $5 Extractions, $210 for Dentures (Per Upper/Lower), $185 Crowns, $2195 for Braces, and Over 345 Other Covered Procedures. MORE INFO   Get Rates & Apply Enroll By Phone - Call Susan at (469) 293-7080 Plan Info Provider Info        2. Delta Dental Insurance Company DeltaCare USA Dental Program HMO plans for individual, family and senior     DeltaCare® USA: 30 years of experience administering prepaid dental plans 1.2 million enrollees around the country Large network - 21,000 dentist in more than two dozen states DeltaCare USA plans: Prepaid plan that features set copayments Enrollees must select a primary care dentist in the network No annual maximum on general services and no deductible No copayments for most diagnostic and preventive services Conveniently located network of private and group dental offices Sample coverage:   D0120 Periodic oral evaluation – established patient No Cost   D0274 Bitewings radiographs - four films - limit 1 every 6 months No Cost   D0330 Panoramic film No Cost   D1110 Prophylaxis cleaning - adult - 1 per 6 month period $ 15   D1120 Prophylaxis cleaning - child - 1 per 6 month period $ 15   D2140 Amalgam - one surface, primary or permanent $ 26   D3330 Root canal - molar (excluding final restoration) $ 270   D6740 Crown - porcelain/ceramic $ 395   Provider Finder Plan Info       3. Delta Dental Insurance Company DELTA FOR EVERYONE     Four plans to choose from Free choice of dentist Benefits up to $1200 per calendar year 6 month waiting period basic 12 month waiting period for major and ortho Benefits increase after the first and second years $100 lifetime deductible on ortho Ortho benefits for dependents included at no extra charge Keep your dental plan regardless of age   Select the plan that best fits your needs! Indemnity Plan Info Provider Finder       4. MEDICO Insurance Company Dental, Vision & Hearing     Benefits:  Once the $100 Policy Year Deductible is satisfied, your policy pays for covered expenses, not to exceed Reasonable and Customary Charges, up to the Policy Year Maximum. You choose between a $1,000 or $1,500 Policy Year Maximum at the time of application. Our Dental, Vision and Hearing Insurance includes a standard $100 Policy Year Deductible. Some benefits are subject to a six month or one year waiting period. Apply Here           Dozens of plans to choose from Everyone needs dental care. Finding the right value is an important step in purchasing affordable dental insurance coverage. Both types of dental plans (dental insurance and discount dental plans*) have advantages and disadvantages and one size does not fit everyone. Keeping this in mind is an important rule when you shop for the dental plan that best fits your needs. *These services or information are not a part of the insurance policy, may be discontinued at any time and, as appropriate, may be subject to geographic availability. This is not an insurance product. WHAT DO THESE CHOICES MEAN Discount Card * Discount cards are offered as a way to lower the cost of dental care. These cards are especially attractive for people who do not have dental insurance for these services or who have inadequate dental insurance. Discount cards allow for unlimited use of services by using a dental network and are based on a discounted fee schedule. The cost of your membership card is small compared to the potential savings for you and your family. Dental HMO Dental Health Maintenance Organization. An organized system of dental health care that provides comprehensive and affordable care to you through a network of highly qualified dentists. There are no waiting periods, calendar year maximums or deductibles and no claim forms. With these plans, you are responsible for the copayment for each service. Indemnity An indemnity plan is commonly known as a traditional plan. If you select an Indemnity plan you have the freedom to visit any dentist. Indemnity plans typically pay a percentage of "usual,customary and reasonable" charges for covered services. Many dental indemnity plans also require a deductibe and waiting periods before covering certain services. Premier (Indemnity) A Premier (Indemnity) plan is commonly known as a traditional plan. If you select a Premier plan you have the freedom to visit any dentist. Premier plans typically pay a percentage of "usual,customary and reasonable" charges for covered services. Many dental premier plans also require a deductibe and waiting periods before covering certain services. Scheduled A scheduled plan or scheduled reimbursement plan reimburses you for a specific amount based on a fee schedule with any balance due being your responsibility. Scheduled plans do include a calendar year maximum, a deductible and have waiting periods on certain procedures. A Scheduled plan shows every covered procedure and the amount you will be reimbursed for each procedure. For example, if the insurance reimburses $47 for a cleaning, and your dentist charges you $50 for a cleaning, you would be responsible for the difference of $3.
Are you looking for affordable health coverage? We can help you review your options so you can make a decisions with confidence and find plans that meet your needs and a premium you can afford.  We assist seniors to make the best affordable health insurance choice from many Texas Medicare Supplement health insurance plans that we offer.  We take the guess work out to offer you a solid quality insurance plan you can count on. You can get a free, no-obligation quote for personal health insurance in about 5 minutes.

Why Work With Us? Our business was established in 1997 in Colorado adding our native State of Texas in 1999.  In 2001, we relocated to our permanent location in Texas.... How Our Services WILL Help You With over 50 top rated insurance companies and thousands of plans ... TRUE Dental Insurance Metropolitan Life Insurance Company 1.8 million members~No Waiting Periods~No Dollar Limits NO CHARGE: 2 Routine Cleanings, some Fillings, X-RAYS Over 345 Other Covered Procedures.

We take pride in assisting you  with your protection! Helping Texans everywhere!

Texas Health Insurance Testamonials This is not a paid endorsement I would like to express my appreciation to you for locating my health insurance coverage. Texas Health insurance purchasing tips Tip #1- BUY FROM GOOD COMPANIES! HSA iNFO Who Can Have a Texas HSA Health Savings Account Laid off and looking for health insurance There is an affordable solution!

 

  

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