We provide U.S. & non-U.S. citizens with international health insurance. For vacation
or business travel around the world, our site has a product to meet your needs. Underwritten by Sirius International Insurance Corporation
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Don't leave home without it
Short Term Patriot
Travel Medical Insurance® Short Term International coverage for travelers
U.S. citizens / non-U.S. citizens who need temporary medical insurance
while traveling outside their country of citizenship. Coverage from 5 days up to a maximum of
2 years. Optional trip cancellation protection available a must for every trip!
For
info in English: For info in Spanish: QUOTE:
Long Term Global
Medical Insurance® Long Term Coverage for those living or working abroad!
Long–term
(12 months and longer) , annually–renewable, medical insurance that provides
worldwide coverage with a full range of medical benefits. Optional trip cancellation protection available a must for every trip!
For info
in English: For info in Spanish: QUOTE:
Why buy TRIP cancellation insurance...
Lava
spews out of a mountain on March 21, 2010 in Hvolsvöllur in the region of the Eyjafjallajokull glacier in Iceland.
April
19, 2010, 11:14 am Update on European Airports By THE NEW YORK TIMES
Since the ash cloud
first appeared over European airspace Thursday, more than 63,000 flights have been canceled. Eurocontrol, the Brussels-based
agency that coordinates air traffic management across the region, said that 20,000 flights, out of a regularly scheduled 24,000,
were canceled on Sunday.
The closing of European airspace has dealt a severe blow to the
beleaguered airline industry. The crisis has cost the airlines at least $1 billion so far in lost revenue and could wipe out
weaker carriers if it continues much longer, analysts say. Airlines have already suffered losses of $50 billion over the last
decade after the attacks of 9/11, the SARS epidemics of 2004, the rise in fuel costs in 2008 and the recession.
Authorities are concerned that if an airplane moves through the ash cloud, which contains high levels of silica,
a glasslike dust, the engines could seize or stall.
The events in Europe have also
had an economic effect on American carriers. The four-day closing of European airports so far has meant lost revenue of $80
million for United States carriers that fly the lucrative trans-Atlantic route, said Michael Boyd, an aviation consultant.
It also meant a loss of connecting passengers, who often fly from Europe to the United States, and then on to another domestic
destination.
Trip Cancellation Coverage Also learn about other coverages such as insurance to protect your travels. To help protect you
from losing the money you've spent to travel by providing coverage for those unforeseen circumstances that may force the cancellation
of your travel plans. For Domestic or International travel.
No matter where your journey begins make sure that health and safety issues
are covered before embarking on your vacation!
Discover how afforadable
travel insurance is. Our goal is to make this online process easy from quoting to applying to receiving! If you or a
loved one seriously became ill while traveling overseas what would you do? Could you understand the language well enough
to approve a major surgery? Did you know... most domestic medical insurance plans aren't accepted when you travel internationally.
We take pride in assisting
you with your protection! Helping Texans everywhere!
Since 1990, International Medical Group (IMG) has provided medical security to hundreds
of thousands of individuals, families and groups in more than 170 countries.
We offer insurance plans that will cover health care expenses incurred overseas including emergency services such
as medical evacuations.
Additional Information
Since 1990, International Medical Group (IMG) has provided medical security to
hundreds of thousands of individuals, families and groups in more than 170 countries. Each plan includes access to a
24-hour assistance center where multi-lingual representatives are available round-the-clock for medical emergencies, emergency
medical evacuation and pre-certification. MyIMG The IMG website provides a variety of services online. You can search the independent U.S. Preferred Provider Organization
network for a doctor or hospital, find a form, view your coverage description, update personal information and initiate precertification
or renewal of your coverage. In addition, you can search a database of international doctors and hospitals by country, physician
and/or specialty.
Trip Cancellation Coverage Also learn about other coverages such as insurance to protect your travels. To help protect you from losing the
money you've spent to travel by providing coverage for those unforeseen circumstances that may force the cancellation of your
travel plans. For Domestic or International travel.
PPO Network Search (U.S. Only, In-network discount may apply) The IMG PPO network is organized and administered by
The First Health Network. To search for a medical care provider within the independent Preferred Provider Organization network,
simply click the title above. The PPO directory is updated on a routine basis, however, changes may be made between updates.
To ensure that the physician you have selected is in the network, please contact the physician's office to confirm his/her
participation. You may also be eligible for a discount on your deductible and coinsurance if you use the PPO network.
International Provider Access Search our International Provider Access database for medical, dental and other care providers by facility,
country, city, physician and specialty throughout the world. The care providers contained in this database are not within
the PPO network administered by the First Health Network.
NEWS FROM: The State Department’s Office
of American Citizens Services and Crisis Management Consular Information Program
Insurance, Medicare & Medicaid, Medical Evacuation Obtaining
medical treatment and hospital care abroad can be expensive, and medical evacuation to the U.S. can cost more than $50,000.
Note that U.S. medical insurance is generally not accepted outside the United States, nor do the Social Security Medicare
and Medicaid programs provide coverage for hospital or medical costs outside the United States.
If your insurance policy does not cover you abroad, it is a good idea to consider purchasing a short-term policy
that does. There are health insurance policies designed specifically to cover travel.http://travel.state.gov/travel
Our business was established in 1997 in Colorado
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Disclaimer: All information deemed reliable but not guaranteed.
All quotes are subject to underwriting review and no guarantee of insurance implied by applying. Your application may be accepted
as preferred, with waivers, rated up, another plan offer may be offered or you may be declined based on your medical history.
Before selecting a plan be sure to read the plan summary, actual policy, check to see if your provider is in the network,
read the exclusions and limitations and ask any questions that you have. This website and attached links provide a brief description
of coverage, but it is not a statement of contract. Neither Susan Speciale, agent(s), insurance company nor information provider(s)
shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless and do not
endorse and cannot guarantee the accuracy of the websites in this directory. Information is provided for consumers personal,
non-commercial use and may not be used for any purpose other than to identify prospective insurance plans consumers may be
interested in purchasing.