Short Term Health Insurance

UnitedHealthcare Insurance Company
Products and services are underwritten by Golden Rule Insurance Company, Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company. In New Mexico, products and services offered are only underwritten by Golden Rule Insurance Company.
  

Medically Underwritten plans.

  • Also see Supplemental coverages for: Dental, Accident, Critical Illness and more quotes

Provider Finder (UnitedHealthcare Choice Plus Network)

National General Insurance Company
National General markets products underwritten and issued by Time Insurance Company, National Health Insurance Company, Integon National Insurance Company, Integon Indemnity Insurance Company.

Medically Underwritten and Guaranteed Issue plans. 

  • Also see Supplemental coverages for: Dental, Accident / Critical Illness, Cancer/Heart/Stroke and more quotes

Provider Network (Aetna Open Choice PPO Network)

For 2019: If you don’t have ACA coverage during 2019, the fee no longer applies (fee- individual Shared Responsibility Payment sometimes called the "penalty," "fine," or "individual mandate."). This change will take effect with 2019 taxes, which are filed in early 2020. See details.

Don’t let soaring bills alter your financial plans! 
Pair health insurance with Supplemental Coverage to offset your out-of-pocket expense.

See how affordable this added protection is for you and your family!  Quote now

Short-term, are also known as temporary health insurance. Short-term plans protect you and your family against the medical costs of unexpected accidents or illness while you wait for other coverage to start.

Short-term offers affordable options:

  • Temporary and affordable.
  • Coverage can start in a little as 24 hours if you qualify.
  • Get a quick quote - quick application process.
  • Fast underwriting (these plans do NOT cover pre-existing conditions and are NOT guaranteed issued).
  • Some can renewed.
  • Short Term Plans don't meet the Affordable Care Act requirements.
  • May be a good choice if you are between coverage and don't qualify for special enrollment.
  • Can be tailored to your time frame and budget. You choose your start date, length of coverage and deductible amount.
  • These plans are medically underwritten and you do have to qualify to have a policy issued.
  • This is not major medical insurance. Be sure to review the plan benefits, limitations and exclusions before you apply.
  • Not available for all ages; please run a quote or contact us for details.
  • You can't get financial help paying for this plan.

 

There is an affordable solution!

Once you leave your job -- you basically have four choices on health insurance:

  1. continue your current group plan and pay the premiums yourself (if offered)
  2. enroll in your spouse's plan (if offered)
  3. buy ACA Marketplace individual insurance (during your Special Enrollment Period)
  4. buy a short-term plan
  5. or -- go without

Plan durations offered under one year in Texas.

These plans do NOT cover pre-existing conditions - are medically underwritten - you have to qualify to have a policy issued.
This is not major medical insurance. Be sure to review the plan benefits, limitations and exclusions before you apply.

Here's a perfect solution when you’re waiting for new insurance to begin


Short-term health insurance is the answer.

  • Short-term health insurance plans can offer immediate protection starting quickly if you qualify.
  • These plans are medically underwritten and you do have to qualify to have a policy issued.
  • These plans can provide coverage for a limited period of time in Texas.

Please review the plan benefits, limitations and exclusions before you apply.
Contact us to ask questions and review options.

Prices are fixed by law.
You can't find lower rates anywhere!
Please reviw these companies plans.